Appraisal completed 5/14 and priced under the appraised value. Welcome to 1240 Harbor Lake Drive an exceptional 3 bedroom, 2 bathroom waterfront home located on a quiet cul de sac and situated on an oversized, private .40 acre double lot with 114 feet of seawall along beautiful McKay Creek. This canal front home offers direct access to the Intracoastal Waterway and Gulf of Mexico, making it perfect for boating, kayaking, paddleboarding, and fishing. The serene setting is a true nature lovers paradise, with regular sightings of manatees, otters, a wide variety of birds, and other local wildlife right in your backyard. Boasting 1,975 total square feet, including a bright 300 sq ft enclosed Florida Room, this residence also features an oversized 2 car garage (520 sq ft) and a circular driveway that easily accommodates six or more vehicles. The home has been extensively updated and is move in ready with brand new ceramic tile flooring throughout, fresh interior paint, new baseboards, all new interior and closet doors with updated hardware, and all recently new light fixtures, ceiling fans, and blinds. The fully renovated kitchen includes new shaker style cabinets with modern hardware, new countertops, a large farm style sink with new faucet and garbage disposal, and brand new Whirlpool stainless steel appliances including refrigerator, dishwasher, and range. The bathrooms have been updated with new granite top vanities, tile floors, and modern fixtures. Additional upgrades include a new Rheem 12 year smart water heater, new Maytag washer and dryer, a newly built outdoor deck perfect for entertaining, refreshed landscaping, and recently serviced sliding glass doors and garage door with new rollers. This home is light, bright, and impeccably maintained, offering a peaceful retreat with multiple outdoor seating areas, mature trees, and a brand new dock for enjoying waterfront living. Located just 10 minutes from world famous beaches, top golf and tennis clubs, shopping, dining, and convenient access to both Tampa and St. Pete/Clearwater airports. Roof replaced in 2014, A/C 2019, Seawall 2003. This one of a kind property is a rare opportunity to own a piece of Florida paradise.