Rare opportunity! VA assumable loan at an interest rate of 3.6 available for qualified buyers (subject to lender approval) saving thousands annually compared to today's rates! Welcome to Colonnade, one of St. Petersburg's most sought after gated communities, where resort style living meets effortless low maintenance luxury. This immaculate 3 bedroom, 2.5 bath Bennington floorplan offers 1,885 SF of beautifully appointed living space with breathtaking pond and fountain views. The light filled open concept main level invites you in with soaring ceilings, custom lighting, and a chef inspired kitchen featuring premium stainless steel appliances and pendant lighting over the island. No carpet anywhere enjoy ceramic tile on the main level and luxury vinyl plank throughout all upstairs bedrooms and living areas, making maintenance a breeze. The spacious primary suite impresses with a spa like en suite bath, while two additional generously sized bedrooms each boast walk in closets. A dedicated laundry room with front load washer and dryer is included. Step outside to your covered lanai and soak in serene water views. Additional highlights include a whole home water softener and 2 car garage with custom shelving. Community amenities feature a sparkling saltwater pool and private cabana. Flood Zone X zero flooding or wind damage from Hurricanes Helene and Milton. This is Florida living at its finest schedule your private showing today!